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          AN ACT
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        relating to individual indemnity health insurance. | 
      
      
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               BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | 
      
      
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               SECTION 1.  Section 1201.104(a), Insurance Code, is amended  | 
      
      
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        to read as follows: | 
      
      
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               (a)  For individual accident and health insurance policies,  | 
      
      
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        the commissioner shall adopt rules establishing minimum standards  | 
      
      
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        for benefits under each of the following categories of coverage: | 
      
      
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                     (1)  basic hospital expense; | 
      
      
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                     (2)  basic medical-surgical expense; | 
      
      
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                     (3)  hospital [confinement] indemnity or other fixed  | 
      
      
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        indemnity; | 
      
      
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                     (4)  major medical expense; | 
      
      
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                     (5)  disability income protection; | 
      
      
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                     (6)  accident only; | 
      
      
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                     (7)  specified disease; | 
      
      
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                     (8)  specified accident; and | 
      
      
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                     (9)  limited benefit. | 
      
      
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               SECTION 2.  Not later than January 1, 2016, the commissioner  | 
      
      
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        of insurance shall adopt any rules necessary to implement Section  | 
      
      
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        1201.104, Insurance Code, as amended by this Act. | 
      
      
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               SECTION 3.  This Act takes effect immediately if it receives  | 
      
      
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        a vote of two-thirds of all the members elected to each house, as  | 
      
      
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        provided by Section 39, Article III, Texas Constitution.  If this  | 
      
      
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        Act does not receive the vote necessary for immediate effect, this  | 
      
      
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        Act takes effect September 1, 2015. | 
      
      
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        ______________________________ | 
        ______________________________ | 
      
      
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           President of the Senate | 
        Speaker of the House      | 
      
      
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               I hereby certify that S.B. No. 979 passed the Senate on  | 
      
      
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        April 9, 2015, by the following vote:  Yeas 31, Nays 0. | 
      
      
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        ______________________________ | 
      
      
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        Secretary of the Senate     | 
      
      
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               I hereby certify that S.B. No. 979 passed the House on  | 
      
      
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        April 30, 2015, by the following vote:  Yeas 136, Nays 3, one  | 
      
      
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        present not voting. | 
      
      
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        ______________________________ | 
      
      
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        Chief Clerk of the House    | 
      
      
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        Approved: | 
      
      
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        ______________________________  | 
      
      
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                    Date | 
      
      
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        ______________________________  | 
      
      
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                  Governor |