Enrolled Bill Summary

            House Bill 1440 amends the Insurance Code to establish or extend eligibility of unmarried children and unmarried dependent grandchildren for certain health care benefits and coverage until age 25 and modifies the definition of "dependent" to include children up to age 25 if they are unmarried or if they are both full-time students and financially dependent on a parent. The bill prohibits termination of coverage for a child of a policyholder's child solely because the covered child is no longer a dependent of the policyholder for federal income tax purposes. The bill removes a provision that required a child to reside with the policyholder to be eligible for coverage under an accident or sickness insurance policy. The bill prohibits a health benefit plan from conditioning coverage for a child younger than 25 years of age on the child's being enrolled at an educational institution, and it defines "health benefit plan" in this instance to include an individual insurance policy or agreement or an individual evidence of coverage.