House Bill 2565 amends the Insurance Code to apply laws that prohibit insurers from providing premium rebates, discounts, or reductions or certain other considerations or inducements to county mutual insurance companies, farm mutual insurance companies, Lloyd's plans, and reciprocal exchanges. The bill expands the promotional and educational activities of a title insurance company or agent that are not considered rebates to include purchasing promotional advertising at market rates for such a company or agent, delivering legal documents or funds related to a transaction closed by a title company or agent to a party or a party's representative of the transaction, and participating in certain professional associations if such activity does not exceed normal participation of a volunteer member and would not ordinarily be performed by the association's paid staff. The bill defines "market rate" as the price a seller is willing to accept and a buyer is willing to pay, without obligation or duress, in an arms-length transaction and as determined by comparing the rights or items purchased or sold to similar rights or items recently purchased by or sold to other entities, including entities outside the title insurance business.