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House Bill 2678 |
House Author: Smithee |
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Effective: 9-1-05 |
Senate Sponsor: Seliger et al. |
House Bill 2678 amends the Insurance Code to prohibit an insurer that writes professional liability insurance for physicians or health care providers from considering whether a physician or provider furnishes services to recipients of Medicaid or to individuals covered by the state's children's health insurance program (CHIP). The bill also prohibits the insurer from considering, when setting premiums or reducing a claims-free discount for an insured physician's professional liability insurance, a lawsuit filed against the physician if the lawsuit was dismissed by the claimant or nonsuited and the claimant received no payment under a settlement agreement. The bill also removes language relating to consideration of the degree of competition that exists in an area in determining whether rates are held to be excessive.