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Enrolled Bill Summary

Enrolled Bill Summary

Legislative Session: 86(R)

House Bill 996

House Author:  Collier et al.

Effective:  9-1-19

Senate Sponsor:  Paxton et al.

            House Bill 996, the Fair Consumer Debt Collection Act, amends the Finance Code to prohibit an applicable debt buyer from directly or indirectly commencing an action against or initiating arbitration with a consumer to collect a consumer debt after the expiration of the applicable limitations period provided by the Civil Practice and Remedies Code or the Business & Commerce Code.