By:  Greenberg                                         H.B. No. 611
       73R3249 DLF-D
                                 A BILL TO BE ENTITLED
    1-1                                AN ACT
    1-2  relating to coverage for child health supervision reviews in
    1-3  certain health insurance policies.
    1-4        BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
    1-5        SECTION 1.  Subchapter E, Chapter 21, Insurance Code, is
    1-6  amended by adding Article 21.53B to read as follows:
    1-7        Art. 21.53B.  CHILD HEALTH SUPERVISION BENEFITS.  (a)  In
    1-8  this article:
    1-9              (1)  "Child health supervision review" means a periodic
   1-10  review of a child's physical and emotional health by a physician or
   1-11  under a physician's supervision.
   1-12              (2)  "Health insurance policy" means an individual or
   1-13  group policy of accident and sickness insurance that is delivered,
   1-14  issued for delivery, or renewed in this state, including a policy
   1-15  issued by a company subject to Chapter 20, Insurance Code, and
   1-16  evidence of coverage issued by a health maintenance organization
   1-17  subject to the Texas Health Maintenance Organization Act (Chapter
   1-18  20A, Vernon's Texas Insurance Code), that provides coverage for
   1-19  medical or surgical expenses incurred as a result of accident or
   1-20  sickness or for health care services as defined by the Texas Health
   1-21  Maintenance Organization Act (Chapter 20A, Vernon's Texas Insurance
   1-22  Code).
   1-23        (b)  A health insurance policy that provides coverage to an
   1-24  individual under the age of 6, including a policy that provides
    2-1  benefits to the individual as a dependent or family member of an
    2-2  insured or subscriber, shall provide coverage for child health
    2-3  supervision reviews.
    2-4        (c)  The State Board of Insurance shall adopt standards that
    2-5  specify the minimum child health supervision review benefits to be
    2-6  provided in each health insurance policy governed by this article.
    2-7        (d)  The standards must require a child health supervision
    2-8  review to include a medical history, a complete physical
    2-9  examination, a developmental assessment, anticipatory guidance, and
   2-10  immunizations and laboratory tests consistent with prevailing
   2-11  medical standards.
   2-12        (e)  The standards must also require a health insurance
   2-13  policy governed by this article to provide benefits for one child
   2-14  health supervision review at approximately each of the following
   2-15  intervals:  birth; 2 months; 4 months; 6 months; 9 months; 12
   2-16  months; 15 months; 18 months; 2 years; 3 years; 4 years; and 5
   2-17  years.
   2-18        (f)  The coverage required by this article may provide that
   2-19  child health supervision review is covered only to the extent that
   2-20  the review is provided by or under the supervision of a single
   2-21  physician during the course of one visit.
   2-22        (g)  A health insurance policy must provide that the coverage
   2-23  required by this article is not subject to any  coinsurance,
   2-24  deductible, or dollar limit.  The coverage required by this article
   2-25  may be subject to a copayment for each child health supervision
   2-26  review that does not exceed an amount equal to 20 percent of the
   2-27  cost of the services provided.
    3-1        SECTION 2.  This Act takes effect September 1, 1993, and
    3-2  applies only to a policy or evidence of coverage delivered, issued
    3-3  for delivery, or renewed on or after January 1, 1994.  A policy or
    3-4  evidence of coverage delivered, issued for delivery, or renewed
    3-5  before January 1, 1994, is governed by the law as it existed
    3-6  immediately before the effective date of this Act, and that law is
    3-7  continued in effect for that purpose.
    3-8        SECTION 3.  The importance of this legislation and the
    3-9  crowded condition of the calendars in both houses create an
   3-10  emergency and an imperative public necessity that the
   3-11  constitutional rule requiring bills to be read on three several
   3-12  days in each house be suspended, and this rule is hereby suspended.