H.B. No. 46
    1-1                                AN ACT
    1-2  relating to consideration of certain claims in nonrenewal of
    1-3  certain insurance policies.
    1-4        BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
    1-5        SECTION 1.  Section 7(a), Article 21.49-2B, Insurance Code,
    1-6  is amended to read as follows:
    1-7        (a)  This section applies only to standard fire, homeowners',
    1-8  and farm or ranch owners' insurance policies.  A claim under this
    1-9  section does not include:
   1-10              (1)  a claim resulting from a loss caused by natural
   1-11  causes; or
   1-12              (2)  a claim that is filed but is not paid or payable
   1-13  under the policy.
   1-14        SECTION 2.  This Act takes effect September 1, 1995, and
   1-15  applies only to a claim filed with the insurer on or after that
   1-16  date.  A claim filed before September 1, 1995, is governed by the
   1-17  law as it existed before the effective date of this Act, and that
   1-18  law is continued in effect for that purpose.
   1-19        SECTION 3.  The importance of this legislation and the
   1-20  crowded condition of the calendars in both houses create an
   1-21  emergency and an imperative public necessity that the
   1-22  constitutional rule requiring bills to be read on three several
   1-23  days in each house be suspended, and this rule is hereby suspended.