By Smithee                                            H.B. No. 2633
                                 A BILL TO BE ENTITLED
    1-1                                AN ACT
    1-2  relating to incentive programs to minimize the use of the Texas
    1-3  Automobile Insurance Plan Association.
    1-4        BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
    1-5        SECTION 1.  Subsection (e), Section 3, Article 21.81, Texas
    1-6  Insurance Code, is amended to read as follows:
    1-7        (e)  Among other provisions, the plan of operation must
    1-8  contain incentive programs to encourage members to write insurance
    1-9  on a voluntary basis and to minimize the use of the association as
   1-10  a means to obtain insurance.  The incentive programs are effective
   1-11  on approval of the commissioner.  <One of these programs shall>
   1-12  Among such approved incentive programs shall be those that
   1-13  recognize the voluntary writing of bodily injury and property
   1-14  damage liability insurance for male vehicle operators under 25
   1-15  years of age, for all vehicle operators 65 years of age or older,
   1-16  and for vehicle operators in <target> underserved geographic areas
   1-17  which shall be determined and designated by the commissioner by
   1-18  rule.  In determining which areas will be designated as
   1-19  underserved, the commissioner shall consider the availability of
   1-20  insurance, the number of uninsured drivers, the number of drivers
   1-21  insured through the association, and any other relevant factor.
   1-22        SECTION 2.  The importance of this legislation and the
   1-23  crowded condition of the calendars in both houses create an
    2-1  emergency and an imperative public necessity that the
    2-2  constitutional rule requiring bills to be read on three several
    2-3  days in each house be suspended, and this rule is hereby suspended.