By:  Harris                                           S.B. No. 1411
                                 A BILL TO BE ENTITLED
                                        AN ACT
    1-1  relating to incentive programs to minimize the use of the Texas
    1-2  Automobile Insurance Plan Association.
    1-3        BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
    1-4        SECTION 1.  Subsection (e), Section 3, Article 21.81, Texas
    1-5  Insurance Code, is amended to read as follows:
    1-6        (e)  Among other provisions, the plan of operation must
    1-7  contain incentive programs to encourage members to write insurance
    1-8  on a voluntary basis and to minimize the use of the association as
    1-9  a means to obtain insurance.  The incentive programs are effective
   1-10  on approval of the commissioner.  <One of these programs shall>
   1-11  Among such approved incentive programs shall be those that
   1-12  recognize the voluntary writing of bodily injury and property
   1-13  damage liability insurance for male vehicle operators under 25
   1-14  years of age, for all vehicle operators 65 years of age or older,
   1-15  and for vehicle operators in <target> underserved geographic areas
   1-16  which shall be determined and designated by the commissioner by
   1-17  rule.  In determining which areas will be designated as
   1-18  underserved, the commissioner shall consider the availability of
   1-19  insurance, the number of uninsured drivers, the number of drivers
   1-20  insured through the association, and any other relevant factor.
   1-21        SECTION 2.  The importance of this legislation and the
   1-22  crowded condition of the calendars in both houses create an
   1-23  emergency and an imperative public necessity that the
    2-1  constitutional rule requiring bills to be read on three several
    2-2  days in each house be suspended, and this rule is hereby suspended.