By: Ellis S.B. No. 1555 A BILL TO BE ENTITLED AN ACT 1-1 relating to a good driver program in the Texas Automobile Insurance 1-2 Plan Association. 1-3 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: 1-4 SECTION 1. Article 21.81, Insurance Code, is amended by 1-5 adding a new Section 3A to read as follows: 1-6 Sec. 3A. GOOD DRIVER PROGRAM. (a) The plan of operation 1-7 shall contain an incentive program to encourage members to write 1-8 good drivers on a voluntary basis and to minimize the use of the 1-9 association as a means to obtain insurance. 1-10 (b) Each insurer shall receive credit against its assignment 1-11 quota in the association for good drivers taken out of the plan and 1-12 written voluntarily by the insurer. In the plan of operation, the 1-13 association shall establish the appropriate procedures to implement 1-14 the good driver program and the amount of credit for the voluntary 1-15 writing of good drivers previously written through the association. 1-16 The amount of credit cannot be less than a ratio of 2 to 1 based on 1-17 vehicles on policies in force. 1-18 (c) An individual is a good driver if: 1-19 (1) the individual is currently licensed and has been 1-20 licensed for at least the immediately preceding three consecutive 1-21 years to drive the class of motor vehicle to be insured; 1-22 (2) during the immediately preceding three consecutive 1-23 years: 2-1 (A) the individual cannot reasonably be 2-2 considered to have been at fault in a motor vehicle accident that 2-3 resulted in bodily injury or property damage; 2-4 (B) the individual has not been convicted of a 2-5 violation of a traffic safety regulation that involved a moving 2-6 vehicle; and 2-7 (C) the individual has not had more than one 2-8 dismissal of a charge under Section 143A, Uniform Act Regulating 2-9 Traffic on Highways (Article 6701d, Vernon's Texas Civil Statutes); 2-10 (3) the individual has never made a fraudulent 2-11 insurance claim; and 2-12 (4) the individual does not drive more than 30,000 2-13 miles annually. 2-14 (d) The association shall develop a mechanism for 2-15 determining eligibility of a good driver who meets the requirements 2-16 of Subsection (c) of this section and shall provide the eligibility 2-17 information to its member insurers on a quarterly basis. 2-18 SECTION 2. No later than September 1, 1995, the plan of 2-19 operation for the Texas Automobile Insurance Plan Association 2-20 established under this article, shall include the good driver 2-21 program required by Section 3A of this article. 2-22 SECTION 3. The importance of this legislation and the 2-23 crowded condition of the calendars in both houses create an 2-24 emergency and an imperative public necessity that the 2-25 constitutional rule requiring bills to be read on three several 3-1 days in each house be suspended, and this rule is hereby suspended.