By:  Ellis                                            S.R. No. 1302
     1-10     amended by adding Sections 4 and 5 to read as follows:
     1-11           Sec. 4.  AFFIRMATIVE DEFENSE.  A legal entity engaged in the
     1-12     business of insurance as specified in Section 1 of this article is
     1-13     not in violation of the prohibited acts defined in or determined
     1-14     pursuant to Section 2 of this article if the refusal to insure; the
     1-15     refusal to continue to insure; the limiting of the amount, extent,
     1-16     or kind of coverage; or the charging of an individual a different
     1-17     rate for the same coverage is based upon sound actuarial
     1-18     principles.
     1-19           Sec. 5.  EXCEPTION.  A legal entity engaged in the business
     1-20     of insurance as specified in Section 1 of this article is not in
     1-21     violation of the prohibited acts defined in or determined pursuant
     1-22     to Section 2 of this article if the entity provides insurance
     1-23     coverage only to persons who are required to obtain or maintain
     1-24     membership or qualification for membership in a club, group, or
     1-25     organization so long as membership or membership qualifications are
     2-10                                  ______________________________________
     2-11                                          President of the Senate
     2-12                                       I hereby certify that the above
     2-13                                  Resolution was adopted by the Senate
     2-14                                  on May 28, 1995, by the following
     2-15                                  vote:  Yeas 29, Nays 0.
     2-16                                  ______________________________________
     2-17                                          Secretary of the Senate