LEGISLATIVE BUDGET BOARD
                          Austin, Texas

                           FISCAL NOTE
                       74th Regular Session

                        February 20, 1995



 TO:     Honorable Kenny Marchant, Chair        IN RE:  House Bill No. 1020
         Committee on Financial Institutions            By: Oliveira
         House of Representatives
         Austin, Texas






FROM: John Keel, Director

In response to your request for a Fiscal Note on House Bill No.
1020 (Relating to the regulation of savings banks.) this office
has determined the following:




No fiscal implication to the State or units of local government
is anticipated.


Source:   Savings and Loan Department, Department of Banking,
                         Credit Union Department
          LBB Staff: JK, VS, RR