LEGISLATIVE BUDGET BOARD
                          Austin, Texas

                           FISCAL NOTE
                       74th Regular Session

                        February 27, 1995



 TO:     Honorable Kim Brimer, Chair            IN RE:  House Bill No. 1094
         Committee on Business & Industry               By: Heflin
         House of Representatives
         Austin, Texas






FROM: John Keel, Director

In response to your request for a Fiscal Note on House Bill No.
1094 (relating to delinquency charges in retail charge
agreements) this office has determined the following:

The bill would increase the maximum delinquency charge of a
retail charge agreement to $10.


No fiscal implication to the State or units of local government
is anticipated.


Source:   Comptroller of Public Accounts, Office of the Consumer
Credit Commissioner
          LBB Staff: JK, VS, RR