LEGISLATIVE BUDGET BOARD
                          Austin, Texas

                           FISCAL NOTE
                       74th Regular Session

                          March 21, 1995



 TO:     Honorable John Smithee, Chair          IN RE:  House Bill No. 2593
         Committee on Insurance                         By: Eiland
         House of Representatives
         Austin, Texas






FROM: John Keel, Director

In response to your request for a Fiscal Note on House Bill No.
2593 (relating to noncommercial windstorm and hail insurance)
this office has determined the following:

The bill would amend the Insurance Code to remove the change in
the basis of non-commercial windstorm and hail insurance rates
that was scheduled to occur December 31, 1995.  Rates would
remain at 90 percent of the modified extended coverage rates
under the provisions of the bill rather than changing to 90
percent of the manual rate for monoline extended coverage
promulgated by the Commissioner.

Because rates would remain as they are currently, no fiscal
implications to the state or units of local government are
anticipated from implementation of the provisions of the bill.





Source:   Department of Insurance
          LBB Staff: JK, RM, RR