LEGISLATIVE BUDGET BOARD
                          Austin, Texas

                           FISCAL NOTE
                       74th Regular Session

                          April 24, 1995



 TO:     Honorable David Sibley, Chair          IN RE:  Senate BillNo. 1411
         Committee on Economic Development              By: Harris, Chris
         Senate
         Austin, Texas






FROM: John Keel, Director

In response to your request for a Fiscal Note on Senate Bill No.
1411 (relating to incentive programs to minimize the use of the
Texas Automobile Insurance Plan Association) this office has
determined the following:

The bill would make no appropriation but could provide the legal
basis for an appropriation of funds to implement the provisions
of the bill.

The bill would amend the Insurance Code to require the
Commissioner of Insurance to designate an incentive program
applicable to the Texas Automobile Insurance Plan Association
(TAIPA) that would reward insurers for voluntarily writing
policies for males under 25 years of age and persons 65 years old
or older. 

Implementation of the provisions of the bill would require the
Department of Insurance to revise the TAIPA plan of operation and
to make changes to consumer publications, the Texas Automobile
Rules and Rating Manual, and the Texas Private Passenger
Automobile Statistical Plan Manual.  However, the additional
workload would be accomplished with existing staff.


No significant fiscal implication to the State is anticipated.

No fiscal implication to units of local government is
anticipated.    




Source:   Department of Insurance
          LBB Staff: JK, RM, RR