LEGISLATIVE BUDGET BOARD
                          Austin, Texas

                           FISCAL NOTE
                       74th Regular Session

                          April 17, 1995



 TO:     Honorable Don Henderson, Chair         IN RE:  Senate Joint
         Committee on Jurisprudence             Resolution
         Senate                                                No. 46
         Austin, Texas                                  By: Harris, Chris








FROM: John Keel, Director

In response to your request for a Fiscal Note on Senate Joint
Resolution No. 46 (proposing a constitutional amendment
permitting an encumbrance to be fixed on homestead property for a
debt of a spouse resulting from a division or award of a
homestead in a divorce proceeding and for the refinance of a lien
against a homestead) this office has determined the following:




No fiscal implication to the State or units of local government
is anticipated other than the cost of publication of the
resolution.  The cost to the state for publication of the
resolution is $90,000.


Source:   Savings and Loan Department, Department of Banking,
Office of the Consumer Credit
                          Commissioner
          LBB Staff: JK, VS, RR