Amend HB 10 as follows: (1) In Section 342.302(3)(B), Finance Code, as added by the bill (Introduced version, page 878, line 15), between "than" and "$4" insert "the ratio of". (2) In Section 345.065(1), Finance Code, as added by the bill (Introduced version, page 959, line 6), strike "buyer" and substitute "seller". (3) In Section 345.065(2), Finance Code, as added by the bill (Introduced version, page 959, line 9), strike "buyer" and substitute "seller". (4) In Section 345.215(a), Finance Code, as added by the bill (Introduced version, page 985, line 19), strike "applicable to the" and substitute "of". (5) In Section 348.110(1), Finance Code, as added by the bill (Introduced version, page 1056, line 13), strike "buyer" and substitute "seller". (6) In Section 348.110(2), Finance Code, as added by the bill (Introduced version, page 1056, line 16), strike "buyer" and substitute "seller".