Amend CSHB 1188 by adding the following appropriately
numbered article of Chapter 5A, Title 79, Revised Statutes, as
added by SECTION 3 of the bill and renumbering existing articles
appropriately:
      Art. 5A.  . DEBT TO MEANS RATIO.  A lender may not make an
equity loan if the ratio of the amount of debt being created to the
borrower's means is above the ratio required for a loan to be
eligible for purchase by the Federal National Mortgage Association.