Amend the Wolens amendment to CSHB 1188 by adding the following at the end of the amendment: (1) Add the following appropriately numbered article of Chapter 5A, Title 79, Revised Statutes, and renumber existing sections appropriately: Art. 5A. .ADDITIONAL REQUIREMENTS FOR EQUITY LOAN. (a) An equity loan is valid only if the equity loan is: (1) the only debt secured by the homestead; (2) not made on the condition that the proceeds of the equity loan be used for a particular purpose; and (3) not closed before the lender has made a written offer to extend to the borrower, in lieu of the equity loan, at least one alternative loan that is: (A) not secured by the homestead; (B) in the same principal amount; and (C) extended on the same terms, except for the rate of interest.