Amend CSHB 1277 on page 4, between lines 3 and 4, by inserting the following: (f) Notwithstanding Subsection (c), on any open-end account authorized under Articles of this title listed in Subsection (c), the rate of interest from time to time in effect on such account for a person younger than 25 years of age who is attending a vocational school or an institution of higher education is not more than one percent higher than the New York prime interest rate.