Amend Floor Amendment No. 1 to HJR 31 Section 50, Article XVI, Texas Constitution, by adding a new section (____) to read as follows: ( ) The Finance Commission shall appoint a director to conduct research on the availability, quality, and prices of financial services and research the practices of business entities in the state that provide financial services under this section. The director shall collect information and produce reports on lending activity of those making loans under this Section. The director shall report his or her findings to the Legislature not later than December 1 of each year.