Amend SB 266 as follows: (1) In SECTION 1 of the bill, in proposed Section 481.407, Government Code (page 7, between lines 14 and 15, Senate engrossed version), insert the following: "(e) When enrolling a loan in the program, a participating financial institution may specify an amount to be covered under the program that is less than the total amount of the loan." (2) In SECTION 1 of the bill, after the last sentence of proposed Section 481.408(b), Government Code (page 8, line 5, Senate engrossed version), insert: "The institution may recover from the borrower all or part of the amount the institution is required to pay under this subsection in any manner agreed to by the institution and borrower."