LEGISLATIVE BUDGET BOARD
                                   Austin, Texas
         
                                   FISCAL NOTE
                               75th Regular Session
         
                                  May 7, 1997
         
         
      TO: Honorable Kenny Marchant, Chair            IN RE:  Senate Bill No. 1781, As Engrossed
          Committee on Financial Institutions                              By: Ellis
          House
          Austin, Texas
         
         
         
         
         FROM:  John Keel, Director    
         
In response to your request for a Fiscal Note on SB1781 ( Relating 
to delinquency charges in retail charge agreements.) this office 
has detemined the following:
         
         Biennial Net Impact to General Revenue Funds by SB1781-As Engrossed
         
No fiscal implication to the State is anticipated.
         

         
 
          
No fiscal implication to units of local government is anticipated.
          
   Source:            Agencies:   
                                         
                      LBB Staff:   JK ,TH ,JA