WITNESS LIST Financial Institutions Committee September 17, 1998-1:30P Home Equity Lending For: Gillespie, Robin (Fannie Mae) On: Norcross, Rob (Lenders Associations) Pettijohn, Leslie (OCCC) Schneider, Rob (Consumers Union) Interstate Branch Banking For: Rodgers, Kelly (Texas Assoc. of Bankers) Williston, Chris (Indep. Bankers Assoc.) On: Feeney, Harold (Credit Union Dept.) Ghiglieri, Catherine (Department of Banking) Pledger, Jim (Savings & Loan Dept.)