Amend HB 1453 by striking all below the enacting clause and
substituting the following:
      SECTION 1.  Article 9.07A, Insurance Code, is amended by
adding Subsection (f) to read as follows:
      (f)  For an owner policy on residential real property that is
issued to a natural person, the commissioner may adopt coverages
that insure against:
            (1)  ad valorem taxes, including penalties and
interest, to be paid with respect to the property for a previous
tax year and that are delinquent on the  effective date of the
policy because of sale, diversion, or change of use, unless
excluded because the insured has actual knowledge of the delinquent
taxes; and
            (2)  ad valorem taxes, including penalties and
interest, to be paid with respect to the property for a previous
tax year because of an exemption granted to a previous owner of the
property under Section 11.13, Tax Code, or because of improvements
not assessed for a previous tax year, unless excluded because the
insured has actual knowledge of the taxes.
      SECTION 2.  This Act takes effect September 1, 1999.
      SECTION 3.  Article 9.07A(f), Insurance Code, as added by
this Act, applies only to an owner policy of title insurance that
is delivered or issued for delivery on or after January 1, 2000.
An owner policy of title insurance that is delivered or issued for
delivery before January 1, 2000, is governed by the law as it
existed immediately before the effective date of this Act, and that
law is continued in effect for that purpose.
      SECTION 4.  The importance of this legislation and the
crowded condition of the calendars in both houses create an
emergency and an imperative public necessity that the
constitutional rule requiring bills to be read on three several
days in each house be suspended, and this rule is hereby
suspended.