Amend CSHB 2190 by adding a new SECTION 2 of the bill to read as follows and renumbering existing SECTIONS 2 and 3 as SECTIONS 3 and 4: SECTION 2. Chapter 31, Penal Code, is amended by adding Section 31.061 to read as follows: Sec. 31.061. THREATENING OR PURSUING ACTION TO COLLECT CERTAIN CHECKS. A person may not file or threaten to file a charge, complaint, or criminal prosecution under Section 31.03, 31.04, or 32.41 based on nonpayment of a check or similar sight order for the payment of money if the person from whom collection is sought gave the check or other order in exchange for a cash advance and the person making the advance received compensation exceeding five percent of the amount of the check or other order. This section may not be construed to authorize the practice of requiring a check to be given as security for a loan.