1-1     By:  Naishtat (Senate Sponsor - Zaffirini)            H.B. No. 1586
 1-2           (In the Senate - Received from the House May 10, 1999;
 1-3     May 10, 1999, read first time and referred to Committee on Economic
 1-4     Development; May 13, 1999, rereferred to Committee on Human
 1-5     Services; May 14, 1999, reported favorably by the following vote:
 1-6     Yeas 5, Nays 0; May 14, 1999, sent to printer.)
 1-7                            A BILL TO BE ENTITLED
 1-8                                   AN ACT
 1-9     relating to the coverage by long-term care insurance policies of
1-10     the parents of an insured or the parents of the spouse of an
1-11     insured.
1-12           BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1-13           SECTION 1.  Section 3(b), Article 3.70-12, Insurance Code, is
1-14     amended to read as follows:
1-15           (b)  The standards established under Subsection (a) of this
1-16     section shall cover the following:
1-17                 (1)  terms of renewability;
1-18                 (2)  initial and subsequent conditions of eligibility;
1-19                 (3)  nonduplication of coverage;
1-20                 (4)  coverage of dependents;
1-21                 (5)  coverage of parents of the insured and parents of
1-22     the spouse of the insured;
1-23                 (6) [(5)]  preexisting conditions;
1-24                 (7) [(6)]  termination of insurance;
1-25                 (8) [(7)]  continuation or conversion;
1-26                 (9) [(8)]  probationary periods;
1-27                 (10) [(9)]  benefit limitations, exceptions, and
1-28     reductions;
1-29                 (11) [(10)]  elimination periods;
1-30                 (12) [(11)]  requirements for replacement;
1-31                 (13) [(12)]  recurrent conditions;
1-32                 (14) [(13)]  definitions of terms; and
1-33                 (15) [(14)]  inflation protection.
1-34           SECTION 2.  (a)  This Act takes effect September 1, 1999.
1-35           (b)  The commissioner of insurance shall establish the
1-36     standards required under Section 3, Article 3.70-12, Insurance
1-37     Code, as amended by this Act, not later than March 1, 2000.
1-38           (c)  Section 3(b), Article 3.70-12, Insurance Code, as
1-39     amended by this Act, applies only to a policy that is delivered,
1-40     issued for delivery, or renewed on or after April 1, 2000.  A
1-41     policy that is delivered, issued for delivery, or renewed before
1-42     April 1, 2000, is governed by the law as it existed immediately
1-43     before the effective date of this Act, and that law is continued in
1-44     effect for that purpose.
1-45           SECTION 3.  The importance of this legislation and the
1-46     crowded condition of the calendars in both houses create an
1-47     emergency and an imperative public necessity that the
1-48     constitutional rule requiring bills to be read on three several
1-49     days in each house be suspended, and this rule is hereby suspended.
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