By Gallego                                            H.B. No. 3221
         76R5027 DWS-D                           
                                A BILL TO BE ENTITLED
 1-1                                   AN ACT
 1-2     relating to fees for use of an automated teller machine.
 1-3           BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
 1-4           SECTION 1.  Subtitle Z, Title 3, Finance Code, is amended by
 1-5     adding Chapter 277 to read as follows:
 1-6                   CHAPTER 277.  AUTOMATED TELLER MACHINE
 1-7           Sec. 277.001.  FEE LIMITATION.   (a)  In this section,
 1-8     "financial institution" means a state or national bank, state or
 1-9     federal savings and loan association, state or federal savings
1-10     bank, or state or federal credit union.
1-11           (b)  A person may not charge a fee for use of an automated
1-12     teller machine except as provided by this section.
1-13           (c)  A financial institution may charge a customer of the
1-14     financial institution a transaction fee of not more than $1 for
1-15     each transaction the customer makes relating to the customer's
1-16     account with the financial institution using an automated teller
1-17     machine, regardless of whether the financial institution is the
1-18     owner of the automated teller machine.
1-19           SECTION 2.  This Act takes effect September 1, 1999.
1-20           SECTION 3.  The importance of this legislation and the
1-21     crowded condition of the calendars in both houses create an
1-22     emergency and an imperative public necessity that the
1-23     constitutional rule requiring bills to be read on three several
1-24     days in each house be suspended, and this rule is hereby suspended.