By Harris                                               S.B. No. 91
         76R2972 DB-D                           
                                A BILL TO BE ENTITLED
 1-1                                   AN ACT
 1-2     relating to authorizing title auditors to audit and review escrow
 1-3     and trust accounts of title insurance companies.
 1-4           BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
 1-5           SECTION 1.  Section 14(c), Article 9.48, Insurance Code, is
 1-6     amended to read as follows:
 1-7           (c)  Powers and duties of association.  In addition to the
 1-8     powers and duties provided by other sections of this article, the
 1-9     association:
1-10                 (1)  may render assistance and advice to the
1-11     commissioner, on the commissioner's [upon his] request, concerning
1-12     rehabilitation, payment of claims, continuations of coverage, or
1-13     the performance of other contractual obligations of any impaired
1-14     insurer or agent;
1-15                 (2)  has standing to appear before any court in this
1-16     state with jurisdiction over an impaired insurer or agent
1-17     concerning which the association is or may become obligated under
1-18     this article;
1-19                 (3)  Each director of the association shall file a
1-20     financial statement with the Texas Ethics Commission in accordance
1-21     with Subchapter B, Chapter 572, Government Code;[.]
1-22                 (4)  may borrow funds as necessary to implement this
1-23     article in accordance with the plan of operation;
1-24                 (5)  may lend money to an impaired insurer;
 2-1                 (6)  sue or be sued, including taking any legal actions
 2-2     necessary or proper for recovery of any unpaid assessments;
 2-3                 (7)  may enter into contracts as necessary or proper to
 2-4     implement this article;
 2-5                 (8)  may employ or retain such persons who are
 2-6     necessary to handle the financial transactions of the association,
 2-7     and to perform any other functions that become necessary or proper
 2-8     under this article;
 2-9                 (9)  may ensure payment of the policy obligations of an
2-10     impaired insurer;
2-11                 (10)  may negotiate and contract with any liquidator,
2-12     rehabilitator, conservator, receiver, or ancillary receiver to
2-13     carry out the powers and duties of the association;
2-14                 (11)  may guarantee, assume, or reinsure, or cause to
2-15     be guaranteed, assumed, or reinsured, a policy or contract of an
2-16     impaired insurer;
2-17                 (12)  may take legal action as necessary to avoid the
2-18     payment of improper claims, or to settle claims or potential claims
2-19     against the impaired insurer or association;
2-20                 (13)  shall, on the request of the commissioner,
2-21     authorize the expenditure of funds from the guaranty fee account to
2-22     retain, compensate, and reimburse for reasonable and necessary
2-23     expenses, a person or persons who will audit and review agent and
2-24     insurer escrow and trust accounts, financial condition, and
2-25     compliance with applicable statutes and rules and make reports
2-26     relating to the accounts, agent financial condition, and compliance
2-27     to the commissioner, solely under the direction of and as assigned
 3-1     by the commissioner;
 3-2                 (14)  shall collect, receive, retain, and disburse the
 3-3     income provided by Section 6 of this article solely for the
 3-4     purposes, to the persons, and under the circumstances that are
 3-5     specifically stated in this article; and
 3-6                 (15)  may perform other acts as necessary or proper to
 3-7     implement this article.
 3-8           SECTION 2.  This Act takes effect September 1, 1999.
 3-9           SECTION 3.  The importance of this legislation and the
3-10     crowded condition of the calendars in both houses create an
3-11     emergency and an imperative public necessity that the
3-12     constitutional rule requiring bills to be read on three several
3-13     days in each house be suspended, and this rule is hereby suspended.