1-1     By:  Harris                                             S.B. No. 91
 1-2           (In the Senate - Filed December 11, 1998; January 26, 1999,
 1-3     read first time and referred to Committee on Economic Development;
 1-4     February 18, 1999, reported favorably by the following vote:  Yeas
 1-5     6, Nays 0; February 18, 1999, sent to printer.)
 1-6                            A BILL TO BE ENTITLED
 1-7                                   AN ACT
 1-8     relating to authorizing title auditors to audit and review escrow
 1-9     and trust accounts of title insurance companies.
1-10           BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1-11           SECTION 1.  Subsection (c), Section 14, Article 9.48,
1-12     Insurance Code, is amended to read as follows:
1-13           (c)  Powers and duties of association.  In addition to the
1-14     powers and duties provided by other sections of this article, the
1-15     association:
1-16                 (1)  may render assistance and advice to the
1-17     commissioner, on the commissioner's [upon his] request, concerning
1-18     rehabilitation, payment of claims, continuations of coverage, or
1-19     the performance of other contractual obligations of any impaired
1-20     insurer or agent;
1-21                 (2)  has standing to appear before any court in this
1-22     state with jurisdiction over an impaired insurer or agent
1-23     concerning which the association is or may become obligated under
1-24     this article;
1-25                 (3)  Each director of the association shall file a
1-26     financial statement with the Texas Ethics Commission in accordance
1-27     with Subchapter B, Chapter 572, Government Code;[.]
1-28                 (4)  may borrow funds as necessary to implement this
1-29     article in accordance with the plan of operation;
1-30                 (5)  may lend money to an impaired insurer;
1-31                 (6)  sue or be sued, including taking any legal actions
1-32     necessary or proper for recovery of any unpaid assessments;
1-33                 (7)  may enter into contracts as necessary or proper to
1-34     implement this article;
1-35                 (8)  may employ or retain such persons who are
1-36     necessary to handle the financial transactions of the association,
1-37     and to perform any other functions that become necessary or proper
1-38     under this article;
1-39                 (9)  may ensure payment of the policy obligations of an
1-40     impaired insurer;
1-41                 (10)  may negotiate and contract with any liquidator,
1-42     rehabilitator, conservator, receiver, or ancillary receiver to
1-43     carry out the powers and duties of the association;
1-44                 (11)  may guarantee, assume, or reinsure, or cause to
1-45     be guaranteed, assumed, or reinsured, a policy or contract of an
1-46     impaired insurer;
1-47                 (12)  may take legal action as necessary to avoid the
1-48     payment of improper claims, or to settle claims or potential claims
1-49     against the impaired insurer or association;
1-50                 (13)  shall, on the request of the commissioner,
1-51     authorize the expenditure of funds from the guaranty fee account to
1-52     retain, compensate, and reimburse for reasonable and necessary
1-53     expenses, a person or persons who will audit and review agent and
1-54     insurer escrow and trust accounts, financial condition, and
1-55     compliance with applicable statutes and rules and make reports
1-56     relating to the accounts, agent financial condition, and compliance
1-57     to the commissioner, solely under the direction of and as assigned
1-58     by the commissioner;
1-59                 (14)  shall collect, receive, retain, and disburse the
1-60     income provided by Section 6 of this article solely for the
1-61     purposes, to the persons, and under the circumstances that are
1-62     specifically stated in this article; and
1-63                 (15)  may perform other acts as necessary or proper to
1-64     implement this article.
 2-1           SECTION 2.  This Act takes effect September 1, 1999.
 2-2           SECTION 3.  The importance of this legislation and the
 2-3     crowded condition of the calendars in both houses create an
 2-4     emergency and an imperative public necessity that the
 2-5     constitutional rule requiring bills to be read on three several
 2-6     days in each house be suspended, and this rule is hereby suspended.
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