WITNESS LIST

HB 744
HOUSE COMMITTEE REPORT
Financial Institutions Committee


March 15, 1999 -  3:00P
    For:      Hough, William S. (Neiman Marcus)
              Moore, Mickey (Texas Retailers Assn.)
    Against:  Schneider, Rob (Consumers Union -- Southwest Regional
              Office)
   Registering, but not testifying:
    For:      Heasley, John (Texas Bankers Association)
              Palone, Mae Beth (Independent Bankers Assoc. of Texas)
    On:       Pettijohn, Leslie L. (Ofc. of Consumer Credit
              Commissioner)

March 22, 1999 -  3:00P
  Committee Substitute (Ehrhardt)
   Registering, but not testifying:
    For:      Floyd, Beaman (United Services Automobile Associaiton
              (USAA))