Amend CSHB 2102, committee printing, on page 10, between lines 11 and 12, by inserting the following: (i) Notwithstanding Subsections (a)-(h) of this section or any other provision of this article, an applicant is eligible for insurance through the association if the applicant and the servicing agent certify that the applicant is unable to find coverage at a rate that is within the benchmark flexibility band adopted under Article 5.101 of this code and that the applicant is a good driver. The applicant shall be charged a rate for coverage that does not exceed a rate that is greater than the midway point between 115 percent of the benchmark rate adopted under Article 5.101 of this code and the rate adopted under this section. The commissioner may adopt rules as necessary to implement this subsection. In this subsection, "good driver" means an individual who: (1) is over the age of: (A) if male, 25 years of age; and (B) if female, 21 years of age; (2) has been licensed for at least three years to drive the type of motor vehicle to be insured; (3) during the previous three years, has not: (A) been at fault in a motor vehicle accident that resulted in bodily injury, death, or property damage; (B) been convicted of a violation of a traffic safety regulation that involved a moving vehicle; or (C) been convicted of an offense under Section 49.04, Penal Code, or Section 106.041, Alcoholic Beverage Code; (4) has never made a fraudulent insurance claim; and (5) does not drive a sports car or other high-performance vehicle.