Amend CSHB 2159 as follows: (1) On page 1, line 16, insert the following after the period: "This subsection expires September 1, 2013." (2) On page 1, line 17, between "SECTION 2." and "Subsection A", insert "(a)". (3) On page 3, line 19, between "credit health and accident insurance" and the period, insert ", including commission rates and how those rates are paid or charged. If the proposed rate represents a rate increase, the insurer shall specify the amount of and the reason for the increase. The commissioner may reject any rate increase if the commissioner finds that the increase is not actuarially justified. (4) On page 5, between lines 6 and 7, insert the following: (b) The changes made by this Act to Subsection A, Section 8, Article 3.53, Insurance Code, expire September 1, 2005. (5) On page 5, line 7, between "SECTION 3." and "Section 40.003(c)", insert "(a)". (6) On page 5, between lines 19 and 20, insert the following: (b) The changes made by this Act to Section 40.003(c), Insurance Code, expire September 1, 2005. (7) On page 5, between lines 19 and 20, insert the following: SECTION 4. Before January 31, 2005, the commissioner of insurance, in consultation with the office of public insurance counsel, shall submit a report to the 79th Legislature regarding the effect of the changes made to Article 3.53, Insurance Code, by HB 2159 , Acts of the 77th Legislature, Regular Session, 2001, on rates for credit life and accident and health insurance in this state. (8) On page 5, line 20, strike "SECTION 4" and substitute "SECTION 5".