in SECTION 3 of the bill, strike the existing Sections 4 and 5, Art. 21.53N, and substitute the following in lieu thereof: Sec. 4. PENALTIES. (a) A health benefit plan as described by Section 2 of this article that is found to be in violation of or failing to comply with this article is subject to the sanctions authorized by Chapter 82 of this code. The commissioner may also use the cease and desist procedures authorized by Chapter 83 of this code and, in accordance with the provisions of that chapter, direct the plan to make complete restitution may include reasonable attorney's fees incurred by a person making a complaint under this article. Not withstanding the provisions of this section, the commissioner may order the greater of complete or economic damages. (b) In addition to imposing the sanctions authorized by Subsection (a) of this section, the commissioner may impose an administrative penalty in accordance with Chapter 84 of this code. Upon a finding that the plan knowingly violated the provisions of this article, the commissioner may impose an administrative penalty not to exceed $25,000 in addition to the penalty authorized by Section 84.022. (c) The commissioner shall make a determination of a violation of this article and impose the appropriate sanctions within 120 days of the date a complaint alleging a violation is filed. (d) The procedural requirements established by Chapter 84, Subchapter C, of this codes shall govern the imposition of sanctions and administrative penalties under this article. Sec. 5. JUDICIAL REVIEW. (a) A person, including a physician or provider, affected by an order of the commissioner regarding a violation of this article may file an appeal in district court. The standard of review under this subsection is substantial evidence. (b) If the commissioner fails to make a determination of a complaint within the time limit prescribed by Subsection (c) of Section 4 of this article, the person who initiated the complaint may bring an action in the district court for a violation of this article. The action must be commenced within 12 months after the date on which the time limit for the commissioner's determination expired. (c) In a suit filed under Subsection (b) of this section, a court may impose the same or similar sanctions as provided under Section 4 (a) of this article, including an additional civil penalty of $25,000 if the trier of fact finds that the defendant knowingly violated the provisions of this article. In addition, if the claimant prevails in the action, the court may award reasonable attorney's fees and court costs, including any reasonable and necessary expert witness fees. (d) On a finding by the court that an action under Subsection (b) of this section was groundless and brought in bad faith or brought for the purpose of harassment, the court shall award the defendant reasonable and necessary attorney's fees.