Amend CSSB 471 as follows: (1) In Section 342.601(2), Finance Code, as added by SECTION 1 of the bill (Committee printing, page 1, lines 29 and 30), strike "signed by a borrower and" and substitute "of a borrower". (2) In Section 342.608(a), Finance Code, as added by SECTION 1 of the bill (Committee printing, page 2, line 33), between "(a)" and "A", insert: "A deferred deposit loan agreement must require that, before renewal of the loan, the borrower must have paid all finance charges accrued to the time of the renewal plus an amount equal to at least 10 percent of the principal amount of the loan at the time the loan was made, in the case of the first renewal, or at the time of the preceding renewal, in the case of a subsequent renewal. The loan may be renewed without payment of 10 percent of the applicable principal amount if the finance charge on renewal is computed only on the principal amount of the loan that would have remained unpaid if the borrower had paid 10 percent of the applicable principal amount."