HBA-DMH C.S.H.B. 2932 77(R) BILL ANALYSIS Office of House Bill AnalysisC.S.H.B. 2932 By: Lewis, Glenn Insurance 4/16/2001 Committee Report (Substituted) BACKGROUND AND PURPOSE Under current law, an insurance company may charge a surcharge on premiums for vehicle insurance if the insured has been convicted of driving while intoxicated, intoxication assault, or intoxication manslaughter. C.S.H.B. 2932 authorizes an insurer to reduce the premium surcharge by up to 50 percent for an insured convicted of such an offense whose insured motor vehicle is equipped with a motor vehicle ignition interlock device. RULEMAKING AUTHORITY It is the opinion of the Office of House Bill Analysis that this bill does not expressly delegate any additional rulemaking authority to a state officer, department, agency or institution. ANALYSIS C.S.H.B. 2932 amends the Insurance Code to authorize an insurer to reduce the premium surcharge by up to 50 percent for an insured whose insured motor vehicle is equipped with a motor vehicle ignition interlock device as required by a court order following the insured's conviction of driving while intoxicated, intoxication assault, or intoxication manslaughter. The insured is entitled to the discount only for the period that the vehicle is equipped with the device. The bill authorizes an insurer to endorse a policy to restrict coverage under the policy to the motor vehicle that is equipped with a motor vehicle ignition interlock device. EFFECTIVE DATE September 1, 2001. COMPARISON OF ORIGINAL TO SUBSTITUTE C.S.H.B. 2932 differs from the original bill by removing the rulemaking authority granted to the commissioner of insurance to reduce the premium surcharge for an insured whose motor vehicle is equipped with a motor vehicle ignition interlock device. The substitute adds provisions authorizing an insurer to endorse a policy to restrict coverage under the policy to the motor vehicle that is equipped with a motor vehicle ignition interlock device and authorizing an insurer to reduce the premium surcharge by up to 50 percent.