1-1     By:  Lewis of Tarrant                                 H.B. No. 1891
 1-2          (Senate Sponsor - Van de Putte)
 1-3           (In the Senate - Received from the House April 2, 2001;
 1-4     April 3, 2001, read first time and referred to Committee on
 1-5     Business and Commerce; May 3, 2001, reported adversely, with
 1-6     favorable Committee Substitute by the following vote:  Yeas 7, Nays
 1-7     0; May 3, 2001, sent to printer.)
 1-8     COMMITTEE SUBSTITUTE FOR H.B. No. 1891            By:  Van de Putte
 1-9                            A BILL TO BE ENTITLED
1-10                                   AN ACT
1-11     relating to insurers providing a written explanation of certain
1-12     endorsements to insurance policies.
1-13           BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1-14           SECTION 1. Subchapter C, Chapter 5, Insurance Code, is
1-15     amended by adding Article 5.36 to read as follows:
1-16           Art. 5.36.  WRITTEN EXPLANATION OF CERTAIN ENDORSEMENTS
1-17     REQUIRED. An insurer may not use an endorsement to a policy form to
1-18     which Article 5.35 of this code applies that reduces the amount of
1-19     coverage, unless requested by the insured, that would otherwise be
1-20     provided under the policy unless the insurer provides the
1-21     policyholder with a written explanation of the change made by the
1-22     endorsement before the effective date of the change.
1-23           SECTION 2. This Act takes effect September 1, 2001, and
1-24     applies only to an endorsement used on or after January 1, 2002.
1-25     An endorsement used before January 1, 2002, is governed by the law
1-26     in effect immediately before the effective date of this Act, and
1-27     that law is continued in effect for that purpose.
1-28                                  * * * * *