LEGISLATIVE BUDGET BOARD
                              Austin, Texas
                                     
                    FISCAL NOTE, 77th Regular Session
  
                              April 30, 2001
  
  
          TO:  Honorable David Sibley, Chair, Senate Committee on
               Business & Commerce
  
        FROM:  John Keel, Director, Legislative Budget Board
  
       IN RE:  HB2139  by Marchant (Relating to certain agreements under
               a retail installment contract for the purchase of a motor
               vehicle.), As Engrossed
  
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*  No significant fiscal implication to the State is anticipated.        *
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The Office of Consumer Credit Commissioner (OCCC) estimates that the
provisions of the bill will result in an increase in complaints to its
consumer helpline and that those costs could be absorbed by the agency.
In addition, the OCCC estimates that there could be potential litigation
costs.
  
Local Government Impact
  
No fiscal implication to units of local government is anticipated.
  
  
Source Agencies:   466   Office of Consumer Credit Commissioner, 449
                   Finance Commission of Texas
LBB Staff:         JK, JO, RT, DE