LEGISLATIVE BUDGET BOARD
                              Austin, Texas
                                     
                    FISCAL NOTE, 77th Regular Session
  
                              April 7, 2001
  
  
          TO:  Honorable Kip Averitt, Chair, House Committee on
               Financial Institutions
  
        FROM:  John Keel, Director, Legislative Budget Board
  
       IN RE:  HJR101  by Solomons (Proposing a constitutional amendment
               simplifying requirements for certain refinances of home
               equity loans without additional cash advances.), As
               Introduced
  
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*  No fiscal implication to the State is anticipated, other than the     *
*  cost of publication.                                                  *
*                                                                        *
*  The cost to the state for publication of the resolution is $80,000.   *
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Local Government Impact
  
No fiscal implication to units of local government is anticipated.
  
  
Source Agencies:   450   Texas Savings and Loan Department, 449
                   Finance Commission of Texas, 466   Office of Consumer
                   Credit Commissioner
LBB Staff:         JK, JO, DE