LEGISLATIVE BUDGET BOARD Austin, Texas FISCAL NOTE, 77th Regular Session March 12, 2001 TO: Honorable Teel Bivins, Chair, Senate Committee on Education FROM: John Keel, Director, Legislative Budget Board IN RE: SB1317 by Staples (Relating to allowing certain retirees of the Teacher Retirement System of Texas to be employed without losing retirement benefits.), As Introduced ************************************************************************** * Estimated Two-year Net Impact to General Revenue Related Funds for * * SB1317, As Introduced: negative impact of $(464,800,000) through * * the biennium ending August 31, 2003. * * * * The bill would make no appropriation but could provide the legal * * basis for an appropriation of funds to implement the provisions of * * the bill. * ************************************************************************** General Revenue-Related Funds, Five-Year Impact: **************************************************** * Fiscal Year Probable Net Positive/(Negative) * * Impact to General Revenue Related * * Funds * * 2002 $(228,200,000) * * 2003 (236,600,000) * * 2004 (245,400,000) * * 2005 (253,500,000) * * 2006 (262,000,000) * **************************************************** All Funds, Five-Year Impact: ************************************************************************** *Fiscal Probable Probable Probable * * Year Savings/(Cost) from Savings/(Cost) from Savings/(Cost) from * * General Revenue Fund Estimated Other Teacher Retirement * * 0001 Educational and System Trust Account * * General Income Fund * * Account/ 0960 * * GR-Dedicated * * 0770 * * 2002 $(228,200,000) $(8,600,000) $(175,000) * * 2003 (236,600,000) (9,300,000) (175,000) * * 2004 (245,400,000) (10,000,000) (178,000) * * 2005 (253,500,000) (10,800,000) (182,000) * * 2006 (262,000,000) (11,700,000) (185,000) * ************************************************************************** Fiscal Analysis The bill allows public school employees eligible to retire under the Teacher Retirement System (TRS) without a reduction for early age to retire and then return to work after two months without a loss in benefits. The bill has the effect of encouraging active, but retirement-eligible employees to officially retire, and to increase the number of retirees covered by the TRS-Care health insurance program for retired, school district employees. Methodology According to TRS, approximately 90% of public school employees do not work a full twelve month schedule. As a result, the requirement to "retire" for two months is not expected to present a hardship. The TRS actuary therefore assumes that 90% of school district employees eligible to retire will choose to do so, then return to work after two months. The higher retirement rates increase the normal cost of the plan to 13.44% from the current 12.16%, and would result in an unfunded accrued actuarial liability of eight million dollars. At the current state contribution rate of 6.0%, this liability could not be amortized within the legally required 30 years. The state's contribution rate would have to increase to 7.11% in order to meet legal requirements. At a 7.11% contribution rate, the additional cost to the state would total $227,000,000 in fiscal year 2002, increasing to $264,000,000 by fiscal year 2006 due to payroll growth. The projected increase in the number of TRS members classified as retired will increase the number of members enrolled in the TRS-Care health insurance program. TRS estimates that the additional TRS-Care enrollees will cost approximately ten million dollars a year. Local Government Impact Independent school districts are required to make the retirement contributions on any salaries that exceed the minimum salary schedule. The higher contribution rate would cost school districts an estimated $16.6 million in fiscal year 2002, increasing to $21.7 million by fiscal year 2006. On the other hand, districts would save an undetermined amount of money in health insurance costs, since the re-hired employees would be covered under the TRS-Care program, not the districts' plans. Source Agencies: 323 Teacher Retirement System LBB Staff: JK, CT, SC