WITNESS LIST SB 1581 SENATE COMMITTEE REPORT Business & Commerce Committee April 19, 2001 - 8:00A FOR: Graham, Ann (Tx Bankers Association), Austin, TX Henneberger, John (Tx Low Income Housing Information Service), Austin, TX Neeley, Karen (IBAT), Austin, TX Ocanas, Reymundo (Tx Association of Community Development Corporations), Austin, TX Sandberg, Eric (Tx Savings & Community Bankers Association), Austin, TX Schneider, Rob (Consumers Union), Austin, TX AGAINST: Burner, Burnie (Household Life Insurance Co.), Austin, TX Covert, Rick (American Financial Services Association), Flower Mound, TX Leal, Jr., Joe (Tx Financial Services Association), Dallas, TX Price, Rayford (American Bankers Insurance Co. of Florida), Austin, TX Temple, Larry (Tx Mortgage Bankers Association), Austin, TX ON: Olsen, Kimberly (ACORN), Dallas, TX Pettijohn, Leslie (Consumer Credit Commissioner), Austin, TX Registering, but not testifying: For: Rudd, Tyler (Tx Association of Mortgage Brokers), Austin, TX Against: Davis, Will D. (American General Finance Co), Austin, TX Oller, Janet P. (Countrywide Home Loans), Plano, TX On: Bingham, Bill (Tx Department of Insurance), Austin, TX James, Randall S. (Tx Department of Banking), Austin, TX Johnson, Byron (Tx Department of Housing and Community Affairs), Austin, TX Smith-Daley, Ana M. (Tx Department of Insurance), Austin, TX