WITNESS LIST

Business & Commerce Committee
(Subcommittee on Subcommittee on Interim Charge #4)
March 14, 2002 -10:00A


Lending Practices & Access to Capit
       ON:        Abbott, Ronald (Peoples National Bank), Paris, TX
                  Allen, DeVera (Self), Dallas, TX
                  Banks, Bettye Senior Vice President (Consumer Credit
                         Counseling Center in Dallas), Dallas, TX
                  English, Charles (Southern Dallas Development Corp.
                         & Texas Mezzanine Fund, Inc.), Dallas, TX
                  Greer, Kenneth (Independent Banking Association of
                         Texas), Mt Vernon, TX
                  Hernandez, Michael Vice President (Fannie Mae),
                         Dallas, TX
                  Norrington, Eric (Ace America's Cash Express),
                         Irving, TX
                  Olvera, Nelda (ACORN), San Antonio, TX
                  Pinkus, David (Small Business United of Texas),
                         Austin, TX
                  Riojas, Mario VP Finance (Accion Texas Inc.), San
                         Antonio, TX
                  Salas, Mary (Self), San Antonio, TX
                  Schneider, Rob (Consumers Union), Austin, TX
                  Silver, Joshua (National Community Reinvestment
                         Coalition), Washington, DC
                  White, Bill (Cash America International), Ft. Worth,
                         TX
                  Wolff, Elizabeth (ACORN), Dallas, TX