WITNESS LIST Business & Commerce Committee (Subcommittee on Subcommittee on Interim Charge #2) March 18, 2002 - 9:30A Homeowners and Auto Insurance Rate ON: Burner, Burnie (Texas County Mutual Association), Austin, TX Cobb, Ronald (American Insurance Association), Austin, TX Gilbert, Bo (Independent Insurance Agents of Texas), Austin, TX Graves, William (Progressive County Mutual), Austin, TX Lambe, Dan (Texas Watch), Austin, TX Lee, Diana (National Association of Independent Insurers), Des Plaines, IL Nowak, Rita (Alliance of American Insurers), Downers Grove, IL Ruggiero, Denise (State Farm Insurance), Austin, TX Schneider, Rob (Consumers Union), Austin, TX Thompson, Jay (Association of Fire and Casualty Companies of Texas), Austin, TX Villarreal, Rick (Concerned Insurance Texas Agents), Round Rock, TX