On page 1 of Floor Amendment 25, strike lines 3-24.                          
	On page 8, line 6, after "insured", add provided that the rate 
was adequate and not artificially inflated prior to or after the 
determination of constitutionality.
	On page 8, line 11, insert new subsection (A) that reads:                      
	If the commissioner makes no determination as to a rate 
reduction in accordance with Article 5.163, Section 1, then an 
insurer may not charge an insured for professional liability 
insurance for physicians and health care providers issued or 
renewed on or after the second anniversary of the 30th day after the 
effective date of the constitutional amendment containing a 
$250,000 cap on noneconomic damages in all health care liability 
claims or the date the cap was determined to be constitutional and 
before the third anniversary of the 30th day after the effective 
date of the constitutional amendment or the date the cap was 
determined to be constitutional an amount that exceeds 80 percent 
of the amount the insurer charged or would have charged the insured 
for the same coverage.
	On page 8, after new subsection (A), insert new subsection 
(B) that reads:   
	If the commissioner makes no determination as to a rate 
reduction in accordance with Article 5.163, Section 1, then an 
insurer may not charge an insured for professional liability 
insurance for physicians and health care providers issued or 
renewed on or after the third anniversary of the 30th day after the 
effective date of the constitutional amendment containing a 
$250,000 cap on noneconomic damages in all health care liability 
claims or the date the cap was determined to be constitutional and 
before the fourth anniversary of the 30th day after the effective 
date of the constitutional amendment or the date the cap was 
determined to be constitutional an amount that exceeds 75 percent 
of the amount the insurer charged or would have charged the insured 
for the same coverage.