Amend Amendment No. 25 by Rose to CSHB 4 (beginning on page 
565, amendment packet) on page 8 of the amendment, between lines 10 
and 11, by inserting the following:
	Art. 5.165. ALLOCATED LOSS ADJUSTMENT EXPENSE.  Not later 
than October 1 of each year, the commissioner by rule shall 
establish the maximum annual amount of allocated loss expense that 
each insurer may incur as a percentage of its annual premiums for 
professional liability insurance for physicians and health care 
providers.  The maximum annual amount of allocated loss expense 
established under this article may not exceed the applicable 
maximum annual amount of allocated loss expense for the insurer on 
September 1, 2003.