Amend Amendment No. 25 by Rose to CSHB 4 (beginning on page 565, amendment packet) as follows: (1) On page 7 of the amendment, line 9, strike "CONTINGENT ROLLBACK." and substitute the "CONTINGENT ROLLBACK AND CAP. (a) ". (2) On page 7 of the amendment, between lines 24 and 25, insert the following: (b) An insurer may not charge a rate that is higher than the rate authorized under Subsection (a) of this article before the third anniversary of the effective date of the constitutional amendment that makes the cap described by Subsection (a) of this article constitutional or the third anniversary of the date the cap is determined to be constitutional. This subsection expires on the third anniversary of the effective date of the constitutional amendment that makes the cap constitutional or the third anniversary of the date the cap is determined to be constitutional.