Amend CSSB 14 by adding the following new SECTIONS to the 
bill, numbered appropriately, and renumbering the existing 
SECTIONS of the bill appropriately:
	SECTION ___.  Subchapter E, Chapter 21, Insurance Code, is 
amended by adding Article 21.79H to read as follows:
	Art. 21.79H.  RECOVERY OF CERTAIN COSTS FROM THIRD PARTY.  
(a)  This article applies to any insurer who delivers, issues for 
delivery, or renews a private passenger automobile policy of 
insurance in this state, including an exchange operating under 
Chapter 942, or a mutual, reciprocal, association, Lloyd's plan, or 
other insurer.
	(b)  In this article, "brings an action" has the meaning 
described by Article 21.79G(e) of this code.
	(c)  An insurer that brings an action against a responsible 
third party or that party's insurer relating to a loss covered under 
a private passenger automobile insurance policy is entitled to 
recover, in addition to payments made by the insurer or insured, the 
costs of bringing the action, including reasonable attorney's fees 
and court costs.
	SECTION ___.  Article 5.06-3, Insurance Code, is amended by 
amending Subsection (c) and adding Subsection (i) to read as 
follows:
	(c)  The benefits required by this Act shall be payable 
without regard to the fault or non-fault of the named insured or the 
recipient in causing or contributing to the accident, and without 
regard to any collateral source of medical, hospital, or wage 
continuation benefits.  Except as provided by Subsection (i) of 
this article, an [An] insurer paying benefits pursuant to this Act 
shall have no right of subrogation and no claim against any other 
person or insurer to recover any such benefits by reason of the 
alleged fault of such other person in causing or contributing to the 
accident.
	(i)  An insurer paying benefits pursuant to this Act, 
including a county mutual insurance company, shall have a right of 
subrogation and a claim against a person causing or contributing to 
the accident if, on the date of loss, financial responsibility as 
required by Chapter 601, Transportation Code, has not been 
established for a motor vehicle involved in the accident and 
operated by that person or the motor vehicle operated by that person 
was insured by an insurer not authorized to engage in business in 
this state.
	SECTION ___.  Article 21.79H, Insurance Code, as added by 
this Act, applies only to an action commenced on or after January 1, 
2004.  An action commenced before that date is governed by the law 
as it existed immediately before the effective date of this Act, and 
that law is continued in effect for that purpose.
	SECTION ___.  The change in law made by this Act to Article 
5.06-3, Insurance Code, applies only to an insurance policy 
delivered, issued for delivery, or renewed on or after January 1, 
2004. A policy delivered, issued for delivery, or renewed before 
January 1, 2004, is governed by the law as it existed immediately 
before the effective date of this Act, and that law is continued in 
effect for that purpose.