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Amend CSSB 14 as follows:                                                    
	(1)  On page 6, line 17 between "(a)" and "An" insert 
"Notwithstanding any other law, an insurer shall comply with Art. 
21.49-2U,".
	(2)  Strike SECTION 3.07 of the bill by adding a new Article 
to the bill, appropriately numbered, as follows:
	SECTION 2.01.  Subchapter E, Chapter 21, Insurance Code, is 
amended by adding Article 21.49-2U to read as follows:
	Art. 21.49-2U.  USE OF CREDIT SCORING IN CERTAIN PERSONAL 
LINES OF INSURANCE
	Sec. 1.  No personal automobile or residential property 
insurer or agent may use credit scoring for underwriting or rating.
	Sec. 2.  "Credit scoring" means an underwriting guideline or 
rating factor based in whole or in part on information related to an 
individual's credit, credit worthiness, credit standing, credit 
capacity, credit history, or financial responsibility.  The term 
includes, but is not limited to, an insurance score and any 
numerical representation of the insurance risk an individual 
presents, using the individual's attributes derived from a credit 
report or credit information or other information in a formula to 
assess insurance risk on an actuarial or statistical basis.
	Sec. 3.  This article applies to all insurers, including a 
reciprocal or interinsurance exchange, farm mutual, county mutual 
insurance company, Lloyd's plan company, and any other entity 
writing personal automobile or residential property insurance.