System updates will be applied on February 19, 2026 at 6:00 PM. These updates will include changes to the user interface. Work is expected to take approximately 30 minutes to complete, during which the site will be unavailable.

	
Amend CSSB 14 on page 19, after line 17, by adding a new 
Section 20 to added Article 5.142, Insurance Code, to read as 
follows:
	Sec. 20. OPTIONAL PREMIUM DISCOUNT. (a) An insurer that 
issues a residential property insurance policy in this state may 
provide a discount in the premiums that would otherwise by charged 
for the policy if the policyholder has installed a water leak 
detection system that meets the building and performance standards 
for mold reduction in Section 430.002, Property Code.
	(b) The commissioner shall establish by rule the amount of a 
premium discount applicable under this section based on sound 
actuarial principles.