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Amend CSSB 14 by adding the following new ARTICLE to the bill, 
numbered appropriately, and renumbering existing ARTICLES and 
SECTIONS of the bill appropriately:

ARTICLE ___.  CAPTIVE AGENT PROVISION
	SECTION ____.  Subchapter A, Chapter 21, Insurance Code, is 
amended by adding Article 21.14A to read as follows:
	Art. 21.14A.  POLICIES WRITTEN BY AN EXCLUSIVE OR CAPTIVE 
AGENT       
	Sec. 1.  DEFINITIONS.  In this article:                                 
		(1)  "Agent" means a person who holds a general 
property and casualty license as that term is described by Section 
2, Article 21.14, of this code, who places at least 70 percent of 
the number of policies sold by that agent in the voluntary market 
with one insurer or group of insurers under common ownership or 
control and with whom the agent has a contractual agreement, 
including an employment agreement.
		(2)  "Insurer" means an insurance company, reciprocal 
or interinsurance exchange, mutual insurance company, capital 
stock company, county mutual insurance company, Lloyd's plan, or 
other legal entity authorized to write personal automobile 
insurance or residential property insurance in this state.  The 
term includes an affiliate, as described by Section 823.003(a) of 
this code, if that affiliate is authorized to write and is writing 
personal automobile insurance or residential property insurance in 
this state.  The term does not include:
			(A)  the Texas Windstorm Insurance Association 
under Article 21.49 of this code;
			(B)  the FAIR Plan Association under Article 
21.49A of this code; or
			(C)  the Texas Automobile Insurance Plan 
Association under Article 21.81 of this code.
	Sec. 2.  ISSUANCE OF POLICY THROUGH OTHER INSURER.  (a)  If 
an insurer temporarily or permanently declines to issue new 
policies in this state in a particular line of insurance, an agent 
of that insurer may write new policies in that line of insurance 
through another insurer.
	(b)  An agent may write new polices in a line of insurance 
under this section regardless of the terms of the contract between 
the insurer declining to issue new policies for that line of 
insurance and the agent of the insurer.